INTRUM REO HELLAS DATA PROTECTION POLICY
(According to the General Data Protection Regulation (EU) 2016/679)
Data Controller of your personal data:
The anonymous company with the name: "Intrum Hellas R.E.O Solutions A.E." (hereinafter, "Intrum REO" or the "Company") with registered office at 109-111 Mesogeion, P.O. 11526, Athens.
The Policy concerns the services provided by Intrum REO, also, through the Company's website as well as through the use of the application (hereinafter the "digital platform") which enables you to register and benefit from our services.
We urge you to read the Update below to obtain all necessary information.
Who is this Policy for?
This Policy is addressed to natural persons, visitors of the Company's website, tenants and prospective tenants, prospective buyers of the properties under the management of Intrum REO as well as its partners. It is emphasized that in case the interested party (tenant or buyer) is a legal entity, this is addressed to the representative or representatives of the legal entity and/or the real beneficiary(ies), as long as their personal data is subject to processing by the Company.
What personal data may we process?
A. The personal data we collect includes:
It is noted that with the exception of the identification data and contact data that are absolutely necessary for your transactional relationship with Intrum REO, the type and amount of other data collected depends on the contractual relationship and/or service provided, as the case may be.
When you register on the digital platform, we may collect personal data, the transmission of which is carried out on the basis of the TCP/IP protocol, which is implemented in the context of the use of the Internet.
The aforementioned data are not collected to be associated with identifiable data subjects but - by their nature - may be associated with data held by third parties, which could potentially lead to your identification.
This category of data includes the "IP addresses" or domain names of the computers that you use to browse the Company's website/use information through the electronic platform, includes the URI (Uniform Resource Identifier) addresses used to identify of a resource, the time of the request, the method used to log the request to the server, the size of the file provided as a response, the numeric code indicating the server's response status (successful, error, etc.) and other parameters about the IT operating system and environment.
More specifically, as a user you have the ability to register on the digital platform, manage notifications according to the preferences you will declare, retrieve any comments/material you have saved yourself and modify the information you specified during your individual registration (your "profile").
In order to complete the registration process on the Company's website, you are invited to enter your name, email address, contact phone number and any text you may fill in the free field marked "comments". However, we recommend that you avoid recording your personal data that fall into special categories of data, as described in the section below, in the free field.
In addition, we process data from existing information to show you commercial content that may be relevant and interesting to you, provided you have given us your prior consent by opt-in when registering as a user on the digital platform
During the management of the properties, Intrum REO may also collect additional personal data directly from you, as long as they are deemed necessary for the purposes of processing of your submitted request.
Processing of special categories of personal data
At Intrum REO we do not process personal data related to your racial or ethnic origin, political opinions, religious or philosophical beliefs or trade union membership, genetic or biometric data for the purpose of identifying you, nor health data or data concerning your sex life or sexual orientation unless: a) this data has been disclosed to Intrum REO by you or a third natural or legal person in the context of documenting and safeguarding your legitimate interests, or b) the data was made public by you, or c) the processing is necessary for the establishment, exercise or support of both your own and Intrum REO's legal claims (e.g. lack of legal capacity), or d) the processing is necessary for substantive reasons of public interest (investigation of a criminal act under the Law on the Prevention and Suppression of Money Laundering from criminal activities and the financing of terrorism, which has been disclosed to us by virtue of a judicial act, prosecutorial order or other general legal process, by which we have received an order for specific actions).
Where we collect your data from
Intrum REO may, during the management of the properties, also collect additional personal data directly from you, as long as they are deemed necessary for the purposes of the processing while maintaining the transactional relationship between us.
Purposes of Processing
The processing of personal data consists of the collection, registration, organization, structure, storage, alteration, information retrieval, use, transmission, limitation or deletion of the personal data that have been transferred to Intrum REO or will come to its knowledge in the context of our business relationships or in the context of information we receive from third parties when exercising legal rights of the company, or directly from you, when you fill in your details on our page.
The personal data processed by Intrum REO must be complete , accurate and updated with your own risk immediately, in case of change or whenever deemed necessary for the maintenance of our business relations or the fulfillment of Intrum REO's legal obligations, while complying with the applicable regulatory provisions.
The processing of your personal data concerns:
At Intrum REO, we have taken all the necessary actions, in compliance with the current legislative framework, applying the appropriate technical and organizational measures for the legal maintenance, processing and safekeeping of personal data files in order to ensure and protect your personal data from loss or leakage, alteration, transfer or in any other way of improper processing.
Automated decision making and profiling
At Intrum REO we do not make decisions based solely on automated personal data processing procedures that produce legal results or significantly affect data subjects.
Lawfulness of processing
At Intrum REO we process personal data if the processing:
In particular, with regard to the personal data that have been transferred to Intrum REO by the Bank or other Property Management Companies, as explained above, the lawfulness of transferring your personal data is based on the service of the contractual relationship and the lawful management of real estate portfolio by Intrum REO, as it is carried out to fulfill the purposes of the individual agreements it has entered into.
Data retention period
At Intrum REO we keep your personal data for as long as is provided, per case, by the current legislation.
Personal data of buyers is kept for a period of 5 years from the date of signing a contract for purchasing of a property managed by the Company, unless there is an order from the Prosecutor's Office or another Authority that stipulates otherwise.
Personal data of prospective buyers, in cases where their expression of interest in buying real estate does not result in the drawing up of definitive contracts, are kept, respectively, for a period of 5 years from the submission of their proposal, with the indication that their data will be used strictly in the event of a dispute with the company. In the latter case, the period of 5 years for the retention of personal data is extended until the finality of the judicial decisions, which will decide on the disputed cases.
Personal data of tenants are kept for a period of 5 years from the end of the lease contract, unless otherwise stipulated by the Prosecutor's Office or another Authority.
As long as you register on the Company's digital platform to receive updates on properties available for rent/purchase, your personal data will be kept for as long as you remain an active user. The deletion of these will be done upon your request by which you will revoke your prior consent for the processing of your personal data that provided in the context of activating an account on the Company's digital platform.
Who are the recipients of your personal data?
Intrum REO staff have access to your personal data within the scope of their responsibilities and, possibly, other Intrum Group companies in the context of supporting Intrum REO for the proper execution of its contractual, legal and regulatory obligations, as well as the respective statutory auditors of the company.
As part of our processing of your personal data, we may transfer data to the following recipients:
Finally, if in the context of cooperation with third parties, it is deemed appropriate to transfer your personal data outside the European Union/European Economic Area, the transfer takes place pursuant to a contract that includes Standard Clauses for the protection of personal data, as defined by the current regulatory/legislative framework.
Your rights as data subjects
As a subject of personal data processing, you have the following rights:
How to exercise your rights and file a complaint
To exercise your above rights to the extent that the Company acts as a Data Controller, you can send your request to the "Personal Data Protection Office" at the company's headquarters (Mesogeion Ave. 109-111, Athens, P.O. 11526) or, by email at DPOIntrumREO@gr.intrum.com.
Upon receipt of your request, we will make every effort to respond within thirty (30) calendar days. In the event that the complexity of the request requires further time to evaluate and respond to it, we have the option to extend the response time for an additional sixty (60) calendar days. In the corresponding case, Intrum REO will inform you in writing within thirty days (30) of the receipt of your request as well as of the reasons for the extension.
A refusal or unjustified delay on our part in satisfying your requests when exercising your rights, gives you the right to lodge a complaint to the Hellenic Data Protection Authority, as the competent supervisory authority for the implementation of the GDPR.
In any case, you reserve the right to file a complaint with the competent supervisory authority, if you consider that the processing of your personal data is in violation of the applicable legislation. For more information you can visit the website of the Authority at www.dpa.gr.
We note that we monitor the legislative and regulatory framework as it applies to the processing of personal data, as well as the Policy and Guidelines of the Intrum Group and we reserve the right to revise, as the case may be, this Policy.
© Intrum REO Solutions, 2022
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